Dear Panel,

I will be sixteen in four weeks time. I met my boyfriend two months ago and we are inseparable. He is not my first boyfriend but he is the first guy I've fallen in love with.

We Love Each Other

My boyfriend is not much older than me. He is only sixteen and the most amazing boy. He is great looking, very intelligent and I know he loves me very much.

We met two months ago on a trip in the Netherlands but he lives nearby and we get to see each other at least a couple of times a week.

My Heart Says We Should Have Sex

I love this boy but I am not sure whether we should sleep together. My heart is telling me that I should but I think that I am still pretty young. We have done certain sexual things together but never gone as far as sex.

I know enough about it and feel ready but there is this little voice telling me that maybe I'll find someone better in the future and I'll regret it.

I would like to know what you think.

Female, age 15, Southern Europe

Krispy, Miss Kitty , and Luka answer this question.